Commercial Insurance

A business owners package, often called a BOP, is a simple way to bundle the insurance coverages most small and mid-sized businesses need. It usually includes property insurance to protect your building, equipment, and inventory, along with general liability insurance to cover accidents or damages that might happen. By combining these coverages into one package, you get solid protection at a better value. At Quigley Insurance Group LLC, we can customize a BOP to fit your business so you get the coverage you need without paying for extras you do not.

Accidents can happen when you least expect them, and general liability insurance helps protect your business when they do. It covers claims of bodily injury, property damage, or personal injury that may occur at your location or because of your work. Whether you run a shop, restaurant, office, or any other type of business, this coverage can help with legal fees, medical bills, and settlements if your business is held responsible. Having general liability insurance gives you peace of mind knowing your business is protected from situations that could hurt your reputation or finances. At Quigley Insurance Group LLC, we will guide you through your options and help you find the right policy to keep your business covered.

If your business depends on vehicles every day, commercial auto insurance is a must. It helps protect your company cars, trucks, or vans along with your drivers and even third parties if an accident happens. This coverage can step in for things like repairs, medical bills, or property damage so you are not stuck covering big costs on your own. You can also add extras such as glass coverage or roadside assistance for more peace of mind. At Quigley Insurance Group LLC, we will work with you to understand your needs and find the right policy to keep your vehicles protected and your business moving forward.

Your business property is one of your biggest investments, and protecting it is essential. Commercial property insurance helps cover your building, equipment, inventory, and supplies from risks like fire, theft, or vandalism. Whether you own a shop, office, warehouse, or industrial space, this coverage makes sure you are financially protected if something happens to your property. It can even help replace lost income if your business has to pause operations after a covered event. At Quigley Insurance Group LLC, we will help you choose the right policy to safeguard your assets and keep your business running without unnecessary setbacks.

Sometimes the unexpected can cost more than what your standard insurance covers. That is where commercial umbrella insurance comes in. It adds an extra layer of protection by increasing the limits of your existing policies like general liability, commercial auto, or employer’s liability. If a big claim or lawsuit goes beyond your regular coverage, your umbrella policy helps cover the rest and protects your business from major financial loss. Whether you run a small business or a large company, this coverage gives you added peace of mind. At Quigley Insurance Group LLC, we can walk you through your options and help you find the right umbrella policy to keep your business safe from the unexpected.

When you provide advice or professional services, even a small mistake can lead to a big problem. Professional liability insurance, often called errors and omissions (E&O) insurance, protects you if a client claims your work caused them a financial loss. It helps cover legal costs, settlements, or damages if you are accused of negligence, errors, or not delivering services as promised. This coverage is important for professionals like consultants, contractors, lawyers, accountants, healthcare providers, architects, and many others. At Quigley Insurance Group LLC, we can help you find the right policy that fits your work so you can stay focused on your business knowing you are protected.

Builder’s risk insurance is made to protect construction projects while they are in progress. Whether you are putting up a new building, doing major renovations, or working on a large project, this coverage helps protect the structure, materials, and equipment from risks like fire, theft, vandalism, or certain weather events. It can also cover items on-site and even temporary structures such as scaffolding. Having the right builder’s risk policy in place means your investment is protected while the work is being done. At Quigley Insurance Group LLC, we will help you understand your project’s needs and find the right coverage to keep your construction safe from start to finish.

In today’s digital world, cyberattacks and data breaches can happen to any business, big or small. Cyber liability insurance helps protect you from the financial impact of these risks. It can cover the costs of recovering data, legal fees, notifying affected customers, and even certain fines if a breach occurs. This coverage also helps reduce damage to your reputation and keeps your business running after a cyber incident. At Quigley Insurance Group LLC, we will work with you to understand your risks and find the right policy to protect your data and your business.

Employment practices liability insurance (EPLI) protects your business if an employee makes a claim related to issues like discrimination, harassment, wrongful termination, or retaliation. No matter the size of your company, this coverage helps with the costs of legal fees, settlements, and damages that can come from employment-related lawsuits. Having EPLI in place not only protects your finances but also supports a fair and safe workplace. At Quigley Insurance Group LLC, we can guide you through your options and help you find the right policy to safeguard both your business and your employees.

If your business depends on trucks, you know how important it is to keep them protected and on the road. Trucking insurance is designed to cover risks like accidents, cargo damage, and liability that come with operating commercial trucks. Whether you own a single truck or manage a fleet, this coverage helps protect your vehicles, drivers, and the goods you are hauling. At Quigley Insurance Group LLC, we work with you to find the right trucking insurance policy so your business keeps moving forward with peace of mind.